What To Do With Your Money When Crisis Hits

What To Do With Your Money When Crisis Hits

A Survival Guide

Michelle Singletary


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From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe?

Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like:

  • What bills need to be paid first?
  • When is it right to dip into savings?
  • What are the best ways to cut back on spending?
  • How do you keep from panicking when the stock market is down? 
  • Is this “opportunity” a scam in disguise?
This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future. 


Michelle Singletary:
columnist for the Washington Post
and her award-winning column, The Color
of Money, appears twice a week in dozens
of newspapers across the country. She is a
frequent contributor to NPR and regularly
appears on the weekend editions of CNN’s
New Day, CNN Newsroom, and The Situation Room with Wolf Blitzer. She has also appeared on NBC’s Today and CBS’s The Early Show. For two years, she hosted her own national television program, Singletary Says, on TV One.
In 2020, the Washington Post celebrated her long and distinguished career at the paper with the Eugene Meyer Award, its highest journalistic honor. In 2019, the Society for Advancing Business Editing and Writing awarded Singletary its Distinguished
Achievement Award and the Washington, DC, Pro Chapter of the Society of Professional Journalists inducted her into its
Hall of Fame. Fellow 2019 inductees included CNN anchor Wolf Blitzer and CBS News White House correspondent Peter Maer.
Singletary is the director of Prosperity Partners Ministry, a financial
program she founded at her church, First Baptist Church of Glenarden. Through the ministry Singletary provides mentorship
on various financial topics, and she and her husband volunteer at correctional facilities in Maryland, teaching financial literacy to prison inmates.
Raised in Baltimore by her grandmother, Singletary graduated from the University of Maryland, College Park. She earned a master’s degree in business and management from Johns Hopkins
University. She lives in Maryland with her husband and three children.